Trust Home loans is a Denver company specializing in HECM reverse mortgages and other government programs such as FHA, VA and USDA. Our approach is to always be completely up-front and honest with our clients. A reverse mortgage can be a great option for seniors but it is not for everyone. To help our clients make an informed decision, we always educate them about the pros and cons of the HECM loan. It’s extremely important to us that the homeowner and their family have a complete understanding of how this loan works and what to expect in the future.
Applying for a reverse mortgage is very different from other mortgages. The HECM reverse mortgage process is intended to be a very simple and stress-free process. Besides your age, the value of your home will play a major roll in regards to how much equity can be pulled out of the home. In result, the most important part of the reverse mortgage process will be when the appraisal is done on the property. This is why it’s important for us to look at all of the recent sales in your neighborhood to help establish an accurate estimated value prior to ordering the appraisal.
We are dedicated to providing our clients with the best customer service possible in a timely and professional manner. Please don’t hesitate to contact us even if you are just preparing for the future and would like a better understanding of what a reverse mortgage actually is. If you wish to schedule a face to face appointment, we are located on the corner of Tamarac and Hampden inside Brokers Guild Realty. For directions, please follow this link to Google maps.